Trees bloom outside the County`s Administrative Complex on 9th Street
Trees bloom outside the County`s Administrative Complex on 9th Street
County Home => Human Resources => Benefits => Washoe County Retirees

Washoe County Retirees

Medical - Dental - Vision 

Washoe County offers its retirees comprehensive medical, dental and vision insurance coverage.  Retirees have three health plans to select from: a Self-funded Group Health Plan, which utilizes a Preferred Provider Organization (PPO), Medicare Advantage Plan for those retirees enrolled in Medicare or a Health Maintenance Organization (HMO). 

Retiree Benefits Comparison

Retiree FAQs

Glossary of Terms

The County pays all or a portion of the premium cost for retirees coverage based on hire date and years of service.  For retirees who wish to cover their dependents, the table below outlines the monthly cost, based upon plan selection and number of family members covered:


Self-funded PPO*                


Medicare Advantage Plan* 
Retiree - No Medicare



Spouse - No Medicare



Child(ren) - No Medicare



Family - No Medicare



Retiree - With Medicare



Spouse - With Medicare




Child(ren) - With Medicare            



Family - With Medicare




* Rates do not reflect County paid benefits

CDS Group Health logo  Self-funded Group Health Plan (SFGHP)

The PPO Plan for the Self-funded Group Health Plan is administered by CDS Group Health and the Preferred Provider Network is maintained by Universal Health Network.

Prescription benefits under this plan are managed by CVS Caremark.

Self-funded Plan Summary

Self-funded PPO Provider Network

Self-funded Plan Summary of Benefits and Coverage (SBC)

  HMO logo  Health Maintenance Organization (HMO) Plan

This plan is administered by Hometown Health, with prescription benefits managed by MedImpact

HMO Plan Summary

Hometown Health HMO Provider Network

HMO Summary of Benefits and Coverage (SBC)

 Senior Care Plus logo  Medicare Advantage HMO Plan

The Medicare Advantage HMO Plan is administered by Senior Care Plus.

Medicare Advantage Plan Summary

 American Fidelity logo  American Fidelity GAP Plan

This GAP Plan is administered by American Fidelity Assurance Company, and is designed to help cover some of your out-of-pocket expenses with the HMO group health plan. 

Gap Plan and HMO Participants

Gap Plan Reimbursement Form

  Dental/Vision logo   Dental and Vision Benefits

Dental benefits are optional for Retirees.

The self-funded dental plan is administered by CDS Group Health and the list of PPO dental providers is managed by Guardian

Dental Plan Summary

Dental Plan Provider Network

Self-funded vision benefits are administered by Vision Service Plan (VSP) and are automatically included with the County's medical plans:

Vision Service Plan (VSP) Provider Network

Retiree Dental - Optional                   Rates for Retirees with or without Medicare


Retiree + Spouse


Retiree + Child(ren)


Retiree + Family


PERS PERS - Public Employees' Retirement System of Nevada      

The Public Employees' Retirement System of Nevada (PERS) administers the retirement plan.

PERS Retiree Reemployment Notification (Non-PERS eligible position)

Mass Mutual logo  Deferred Compensation

MassMutual manages the Deferred Compensation programs: 457 Deferred Compensation Plan, 401(a) Plan and the OBRA Plan.

If you are a participant in one of the Deferred Compensation Plans and would like additional information, please contact MassMutual at 800-255-2464 or 855 553-2177.  You may also log into MassMutual online at

Deferred Compensation Plans - Beneficiary/Address Change Form


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